So I ended up using... CTMH Art philosophy, Scandinavian Christmas, CTMH Artfully Sent, A quilted christmas, and New testament cartridges.
The paper is random CTMH cardstock and CTMH Yulestide. I also used gold stickles and CTMH gold sequins. I misted the background with Tim Holtz and the trees with Heidi Swapp. And I distressed the edge of the oval with CTMH ruby ink.
Jeez... sometimes I sound like a CTMH rep or something ey? lol